Samsung Fire & Marine Doctors in Korea

Korea's Leading Private Supplementary Insurer

Samsung Fire & Marine is Korea's largest non-life insurer and a leading provider of private supplementary health insurance (실손보험 — "real-loss" indemnity insurance), which tops up NHIS coverage for deductibles, non-covered procedures, and private room upgrades at hospitals and major clinics nationwide.

Find Samsung Fire & Marine Doctors Browse Clinics

What Samsung Fire & Marine Covers

NHIS Co-Payment Reimbursement

Non-Covered Procedure Reimbursement

Inpatient & Outpatient Claims

Private Hospital Room Upgrades

Cancer & Critical Illness Riders (select plans)

Outpatient Prescription Reimbursement

Tips for Samsung Fire & Marine Patients

· Samsung Fire & Marine's supplementary plans work alongside NHIS, not instead of it — keep both cards/enrollment on hand

· Most claims are submitted digitally via the insurer's app with a photo of your receipt and treatment details

· Confirm whether your specific plan requires pre-authorisation for inpatient admission

· Ask your HR department if a group supplementary plan is already provided through your employer before buying an individual one

Samsung Fire & Marine Insurance in Korea — FAQs

Which clinics accept Samsung Fire & Marine supplementary insurance?

Supplementary (실손) insurance isn't something a clinic "accepts" the way NHIS is — you pay at the clinic as normal, then submit a reimbursement claim to your insurer for the portion not already covered.

Does it cover treatment already covered by NHIS?

It reimburses your remaining co-payment share after NHIS, and can also cover a portion of certain non-NHIS-covered treatments depending on the plan.

How do I file a claim?

Most policyholders file through the insurer's mobile app or website with a photo of the receipt and medical certificate. Processing times vary by plan and claim size.

Can foreign residents purchase this insurance?

Yes, foreign residents with a valid NHIS enrollment and Korean resident registration can generally apply for supplementary private plans; requirements vary by insurer and product.

Other Insurance Plans in Korea

🇰🇷 NHIS 🔵 DB Insurance 🔶 Hyundai Marine & Fire 🌐 Cigna Korea 🌊 KB Insurance

Listings Reviewed

AI Verified

Medical Disclaimer: The information on DoctorsInKorea.com is for general informational purposes only. It does not constitute medical advice, diagnosis, or treatment. Always seek the advice of a qualified healthcare provider with any questions you may have regarding a medical condition. In case of emergency, call 119 or go to the nearest emergency department.