Question 1

What health insurance is used in Korea?

Accepted Answer

Nearly everyone in Korea is covered by NHIS (National Health Insurance Service), the mandatory national scheme. Many residents also carry private supplementary insurance — such as Samsung Fire & Marine, DB Insurance, Hyundai Marine & Fire, or KB Insurance — to cover co-payments and non-covered treatments. Cigna Korea is a common choice for expats wanting international-style coverage.

Question 2

Is NHIS mandatory in Korea?

Accepted Answer

Yes. NHIS is Korea's mandatory national health insurance program. Employers and long-term residents are generally required to enroll, and nearly every hospital and clinic in the country participates.

Question 3

Do private clinics in Korea accept supplementary insurance like Samsung Fire & Marine?

Accepted Answer

Private supplementary insurance in Korea generally works on a reimbursement basis rather than a direct-billing network — you pay the clinic and then file a claim with your insurer for the covered portion.

Question 4

How do I find a doctor in Korea that works with my insurance?

Accepted Answer

Use DoctorsInKorea.com to filter doctors and clinics by your insurance plan. Select your insurer from the list to see relevant providers, then book your appointment online.

Question 5

Does Cigna Korea cover Korean hospitals?

Accepted Answer

Cigna Korea has direct billing arrangements with a number of major hospitals, particularly in Seoul. Confirm with the specific hospital's international clinic before your visit.

Find Doctors That Work With Your Insurance

NHIS

Samsung Fire & Marine

DB Insurance

Hyundai Marine & Fire

Cigna Korea

KB Insurance